• Course Delivery
    100% Online
  • Total Credits
    18
  • In-State Tuition Per Credit
    $566.23
  • Out of State Tuition Per Credit
    $566.23

The online graduate certificate in financial and housing counseling from MU can help you show households how to manage their personal finances to best meet their needs for housing, debt recovery and long-term financial planning. If you want to help middle- and lower-income individuals and families take control of their economic security, this may be the certificate for you. 

Potential careers:

  • Bank customer service 
  • Credit counselor 
  • Financial specialist 
  • Human resource assistance 
  • Loan counselor 

Note: Program graduates are eligible to sit for the Accredited Financial Counselor (AFC) and Certified Housing Counselor (CHC) examinations, given by the national Association for Financial Planning and Counseling Education. The certificate alone does not provide AFC and CHC accreditation. 

Course work covers:

  • Employee benefits 
  • Housing and real estateInvestment management 
  • Retirement planning 
  • Tax planning 

This program is offered as part of Great Plains IDEA, which is a partnership of multiple public universities offering fully online degree programs. Students apply to and are admitted by one university, enroll in all of their courses through that university and graduate from that university. However, the online courses are taught by faculty in the discipline from several universities. All students pay one common price no matter where each of the classes is based.

Admissions & Requirements

To be accepted to this program, you must have:

  1. Completed bachelor’s degree from a regionally accredited institution.
  2. Minimum GPA of 3.0 in the last 60 hours of undergraduate education.
  3. If English is not your native language, please submit a TOEFL score of at least 80 (internet-based test).
  4. Transcripts of all previous college or university education. Upload unofficial transcripts in your online application. If you are accepted, you will be asked to provide official transcripts.
  5. Résumé or CV.
  6. Statement of purpose outlining how you see participation in the program advancing your professional goals.
  7. Three letters of recommendation. In the online application, you will need to supply names and contact details of three people who can attest to your ability and potential for graduate study.
NOTE: This program is authorized, exempt, or not subject to state regulatory compliance and may enroll students from all 50 states, U.S. territories and the District of Columbia.

Application Deadlines

Fall
April 1
Spring
October 1

Courses

Core
  • FINPLN 7183Fundamentals of Personal Financial Planning3 Credits

    Issues and concepts related to the financial planning process, including determination of financial goals and expectations and analysis and evaluation of personal and family financial data with emphasis on savings, insurance, investments, taxes, credit and financial aspects of housing.

  • FINPLN 7187Financial Planning: Tax Planning3 Credits

    (cross-leveled with FINPLN 4187). Principles, current law and practice of income taxation and its impact on personal financial planning for individuals, couples and families in their roles as investors, employees, and business owners. Graded on A-F basis only. Prerequisites: FINPLN 2183; FINPLN 3283 or ACCTCY 2258 or equivalent or instructor's consent.

  • FINPLN 7282Advanced Financial Counseling3 Credits

    Students will learn client-centered financial counseling. Includes development of interviewing techniques, focus on personality strengths and weaknesses, creation of the sales process, and the role of technology in counseling. Graded on A-F basis only.

  • FINPLN 7383Financial Planning: Investment Management3 Credits

    Management of family financial investments. Prerequisites:FINPLN 2183; FINPLN 3283 or ACCTCY 2258; STAT 2500 or STAT 1300 and STAT 2200 or STAT 1400 and STAT 2200 or STAT 1200 and STAT 2200. Restricted to Personal Financial Planning emphasis area with a 2. 5 cumulative gpa or higher; restricted to Personal Financial Management Services emphasis area with a 2.0 cumulative gpa or higher; restricted to Financial Counseling emphasis area with a 2.25 cumulative gpa; or instructor consent. Prerequisites or Corequisites: ECONOM 3229.

  • FINPLN 7386Financial Planning: Employee Benefits and Retirement Planning3 Credits

    Fundamentals of employee benefits and retirement planning. Consideration of options via government, employer, financial markets. Special circumstances of women, part-time, and contingent workers considered. Prerequisites: FINPLN 4382, FINPLN 4383, or instructor's consent.

  • FINPLN 7393Financial Planning: Estate and Gift Planning3 Credits

    Fundamentals, practical problems and solutions in basic estate and gift planning, business succession planning, and taxation issues. Prerequisites: FINPLN 4382 and FINPLN 4382.

  • FINPLN 8183Military Personal Financial Readiness3 Credits

    Financial planning process applied to military personnel and their families. Focus on service member status; financial readiness; record-keeping; management of cash flow, risk, credit and debt, savings, investments, tax, savings; education planning, retirement and estate planning. Graded on A-F basis only.

  • FINPLN 8381Theories and Research in Personal Financial Planning I3 Credits

    Course introduces students to the social science of family finances. Course covers the theories of family functioning, microeconomic theory related to family resource allocation decisions, the family as an economic unit, and the interaction of families and the economy. Graded on A-F basis only.

  • FINPLN 8385Housing and Real Estate3 Credits

    The study of real estate as a component to household wealth. Graded on A-F basis only.

Tuition & Fees

Missouri Resident Fee Rates
  • Per Credit Hour
  • Tuition: $566.23
  • Fees: $13.77
  • Total: $580.00
  • 3 Credit Hours
  • Tuition: $1698.69
  • Fees: $41.31
  • Total: $1740.00
Missouri Non-Resident Fee Rates
  • Per Credit Hour
  • Tuition: $566.23
  • Fees: $13.77
  • Total: $580.00
  • 3 Credit Hours
  • Tuition: $1698.69
  • Fees: $41.31
  • Total: $1740.00
Tuition rates are subject to change.

What's it like to take a program online?

  • Earn a quality education online

    With more than 100 online programs to choose from across our four campuses, our online students have incredible access to career-advancing education. Our online courses are developed and taught by the same excellent faculty and instructors who teach the courses on campus. Whether you’re looking for an undergraduate education, graduate education, or a certificate program to further your career, one of our four campuses has an option to fit your needs.

  • Learning that fits your schedule

    Online learning provides students with the flexibility and freedom to attend classes whenever and wherever you are, in a way that is convenient for you. You can save time and money by being able to continue working and by avoiding relocation, travel and commuting costs. Courses must be completed in scheduled time frames, but in most cases, you can log in and complete course work whenever doing so best fits your schedule. Online education means learning on your terms – not the other way around.

  • Service you expect from a renowned University

    Our goal is to provide our online students with an excellent academic experience, without forcing you to make sacrifices in other areas of your life.

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